How to Avoid Losing Money on Fake Investments?
Learn how to protect your finances from investment fraud with a practical checklist to help you verify investments and avoid losses.
🇺🇸 USA Guide: Scams and fraud
Practical guides on "Scams and fraud". Plain language, with examples for the Polish community in the USA.
Guaranteed Returns – The Biggest Red Flag in Investments
Learn why promises of guaranteed returns are often scams, understand SEC regulations, and pay attention to common phrases that may warn you of financial fraud.
IRS Scam Calls – How to Recognize Scams?
Learn how to recognize scams related to calls from the IRS and understand the rules of contacting the IRS to avoid traps and report suspicious activities.
How to Recognize Phone Scams Impersonating Social Security?
Learn how to identify phone scams impersonating Social Security, understand the scammers' techniques, and how to protect yourself from their threats.
How to Avoid Medicare Scams: A Guide for the Polish Community
Medicare scams are becoming increasingly common. Learn how to recognize and avoid the most frequent traps, such as Medicare card phishing, fake medical equipment offers, and dishonest agent practices.
FINRA BrokerCheck – How to Use the Broker Checking Tool
Learn how to effectively use FINRA BrokerCheck to verify the credibility of brokers and investment firms, with a step-by-step guide to help you avoid scams and make informed financial decisions.
How to Check if a Financial Advisor is Legitimate?
Learn how to step-by-step verify the legitimacy of a financial advisor in the USA by checking their licenses, complaint history, and qualifications to make an informed decision.
How to Identify Fake Financial Advisors? Red Flags to Watch Out For
Are you wondering how to avoid being scammed by fake financial advisors? Read our guide to learn about the red flags that may indicate dishonest practices.
Ponzi Schemes in the USA – What to Watch Out For?
Learn how Ponzi schemes operate, their characteristic features, and how to protect yourself from them, along with historical examples and warning signs that can help avoid fraud.
Romance scam – how older adults lose their life savings
Romance scams pose a serious threat to older adults who may lose their savings; learn how to recognize scammers and what steps to take to protect yourself.
Warning Against Cryptocurrency Scams on WhatsApp for the Polish Diaspora
Learn how to avoid cryptocurrency scams on WhatsApp that can lead to the loss of savings, and understand the 'pig butchering' mechanism to avoid falling for fake investment platforms.
Facebook Investment Scams – How They Work and How to Protect Yourself
Discover how Facebook investment scams operate, including fake celebrity endorsements and 'exclusive trading groups'. Learn how to recognize and report them.
The Biggest Investment Scams Targeting Seniors – How to Protect Yourself?
Learn about the investment scams that most often affect seniors in the USA, the methods used by scammers, and how to defend against them.
How to Identify a Bad Financial Advisor?
Learn what to look out for to avoid bad financial advisors and discover the red flags that may indicate dangerous practices in financial management.
911 in the USA – how it works, when to call, what to say (in Polish), costs
911 is a single emergency number across the USA that connects you to the nearest Public Safety Answering Point (PSAP), which dispatches police, fire, and ambulance services; calling 911 is free from any phone, but ambulance transport to the hospital incurs costs (averaging $500-$3000 without insurance).
Housing Scams in the USA – How to Recognize Them, Red Flags, Where to Report
Housing scams are a plague for new immigrants – offers 'too good to be true' for 30% of the market, wire deposits before viewing, stolen photos. A complete guide: 10 types of scams (Craigslist fake listing, fake landlord, sublease scam, deposit theft, fake roommate), red flags, how to verify, where to report, how to recover money.
How to Find a Good Immigration Lawyer in the USA – Comparison, Costs, Red Flags
An immigration lawyer can make or break your case; this comprehensive guide covers where to look (AILA, Polish community offices), what questions to ask, typical costs per case, red flags (notarios, guarantees of results, cash only), the difference between lawyer vs notario vs paralegal, and pro bono options for low-income individuals.
Identity Theft in the USA – How to Protect Yourself: Credit Freeze, Fraud Alert, IdentityTheft.gov
Identity theft is the second most common crime in the USA, with a complete guide for 2026 on how identity theft works, how to check if you are a victim, credit freeze (the best protection!), fraud alert, identitytheft.gov, and what to do if your identity has already been stolen.
2FA + Password Manager – How to Secure Email, Banking, Social Media
80% of online account theft can be avoided with 2FA and unique passwords; a comprehensive 2026 guide on enabling 2FA, why Authenticator > SMS, Bitwarden vs 1Password, passkeys (new), and recovery codes, with step-by-step instructions for each platform.
Child Safety on the Internet 2026 – AI Sextortion, Deepfake Porn, Groomers
AI in 2026 has changed the dynamics of online threats to children; this guide provides Polish parents in the USA with essential information on AI sextortion (deepfake porn), groomers on Discord/Snapchat, screen time, parental controls, communication strategies, and reporting resources (NCMEC, FBI), along with Polish resources.
AI Voice Scam – "Grandchild in Distress" 2026: How to Recognize Voice Cloning
Scammers in 2026 clone your child/grandchild's voice from 3 seconds of audio from Facebook and call pretending they need money for an emergency/accident/ransom, targeting older Polish-Americans; learn how to recognize, protect yourself, and establish a family security password.
Phishing 2026 – fake IRS, USCIS, bank, USPS: how to recognize and defend yourself
SMS/email/phone call from "IRS" about unpaid taxes? "USCIS" about a delayed case? "USPS" about a stuck package? The most common phishing scams of 2026 targeting the Polish community. How to recognize them, how to verify, where to report.
Romance scam / Sweetheart scam – how to recognize online "love" fraud
Someone from Tinder/FB/Match asks for money "for a ticket, for surgery, for investment" or talks about "certain" Bitcoin? This is a romance scam – the most costly scam for seniors (average loss of $9,000). Complete guide: how it works, red flags, how to protect yourself, where to report.