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EZ Pass and Toll Roads in the USA — How It Works, Where to Set Up, Costs (2026)

EZ Pass is an electronic toll collection system operating in 19 states on the East Coast and Midwest, providing a comprehensive guide on setup, compatible states, alternatives, violation fees, and handling rental cars.

EZ Pass is the most popular electronic toll system in the USA — it operates in 19 states. Instead of stopping at toll booths, you have a tag in your car that is automatically scanned during your passage, and the fee is deducted from your account. It’s cheaper, faster, and reduces traffic.

What It Is and How It Works

  • A small transponder (radio chip) that you attach to your windshield
  • Scanners at toll gates/cameras on the roads
  • Fee is automatically deducted from your account (bank account or card)
  • Pre-paid account: you load $25-50, and the system deducts

States Accepting EZ Pass

EZ Pass operates interstate in these 19 states (2026):

  • Northeast: NY, NJ, CT, MA, NH, ME, RI, PA, DE, MD, VA, WV, OH
  • Midwest: IN, IL, KY
  • South: NC, FL (limited)
  • Other: MN

It does NOT work in:

  • California — uses FasTrak
  • Texas — TxTag / TollTag / EZ TAG (separate system)
  • Florida — mainly SunPass (EZ Pass only partially)
  • Georgia — Peach Pass
  • Colorado — ExpressToll
  • Washington State — Good To Go!

How to Set Up EZ Pass — Which State

You can set up EZ Pass in any of the 19 states. It does NOT have to be your state of residence!

Cheapest Options:

  • NJ EZ Pass: $0 deposit, $1/month maintenance fee = $12/year
  • NY EZ Pass: $0 deposit, no monthly fee — popular
  • PA EZ Pass: $0 deposit, $5/year
  • DE EZ Pass: $0 deposit, no fee

Paid Options (avoid if possible):

  • MA EZ Pass: $0 deposit, $0.50/month = $6/year
  • MD EZ Pass: $0 deposit, $1.50/month = $18/year

Recommendation for NYC area: NY EZ Pass (from NY DOT) or NJ E-ZPass (from NJ Turnpike Authority).

How to Set Up — Step by Step

Step 1: Choose a State

Usually your state of residence, but you can choose NJ/NY for the best terms.

Step 2: Online Application

Step 3: Enter Your Information

  • First name, last name, address
  • Phone, email
  • Car: VIN, license plate, make, model
  • Credit/debit card number (for automatic replenishment)

Step 4: Initial Deposit

  • Typically $25-50 (goes into your account, not lost)
  • Plus $0-25 deposit for the tag (refundable upon return of the tag)

Step 5: Tag Arrives by Mail

  • 1-2 weeks
  • Installation instructions
  • Sticky strip for mounting on the windshield (rear-view mirror area)

Step 6: Activation

  • Some states: activates automatically
  • Others: call or go online to activate

How Payment Works

Pre-paid Balance

  • You deposit $25-50 initially
  • The system deducts for each passage ($1-15 depending on the road)
  • When the balance is below $10 → automatic replenishment from the card

Pay-as-you-go (post-paid)

  • Some states offer monthly billing
  • Bill sent by mail/email

Savings vs Cash

EZ Pass typically provides 10-50% discounts compared to cash tolls. Examples:

  • Verrazano Bridge (NYC): $11.19 EZ Pass vs $19.00 cash → 41% discount
  • George Washington Bridge: $13.75 EZ Pass vs $17.00 cash → 19%
  • NJ Turnpike (entire): $13-18 EZ Pass vs $20-26 cash → 25-35%
  • Lincoln Tunnel: $13.75 vs $17.00 → 19%
  • NJ Garden State Parkway: $1.40 EZ Pass vs $2.05 cash → 32%

Resident vs Non-Resident Discount

Verrazano Resident Discount

Residents of Staten Island: $6.94 instead of $11.19 (NY EZ Pass).

Bayonne Bridge Resident

Residents of Bayonne: $1.50 instead of $13.75.

Cross-Bay Bridge (Queens)

Residents of Rockaway / Broad Channel: discount.

To qualify: you must live in a specific zip code + register the car at that address + apply for a "resident plan".

Violations — What Happens If You Pass Without a Working Tag

Causes of Violations

  • Tag discharged (battery after years)
  • Tag in the wrong place (not readable)
  • Unfunded account
  • Expired credit card
  • Tag not registered for that car

What You Receive by Mail

  • "Notice of Violation" with fee + administrative fee $30-50
  • Photo of the license plate
  • 30 days to pay

What to Do

  • Pay immediately — fees increase after the deadline
  • Call EZ Pass customer service if it’s an error
  • You can apply for "first violation forgiveness"
  • DO NOT IGNORE — delinquency → DMV suspension → inability to register the car

Other States (Outside EZ Pass)

California — FasTrak

Florida — SunPass

  • All tolls in Florida
  • EZ Pass works on some roads (interoperability)
  • sunpass.com

Texas — TxTag / TollTag / EZ TAG

  • 3 systems in Texas, but interoperable
  • txtag.org

Georgia — Peach Pass

  • Atlanta + surrounding areas
  • Interoperable with FL SunPass

Multi-state Interoperability (2026)

EZ Pass + SunPass + FasTrak + Peach Pass are becoming increasingly compatible thanks to E-ZPass Group Interoperability. Check before traveling if your tag works in the destination state.

A National E-Toll Network is being established — a federal initiative for interoperability. The plan: by 2030, one tag everywhere.

What About Rental Cars

Rental Car with Tag

Hertz, Avis, Enterprise offer "EZ Toll" or "PlatePass":

  • $5-12/day fee + tolls
  • Tag in the rental car, works automatically
  • Convenient but expensive

No Tag in Rental

  • Cash lanes (if they exist) — increasingly rare
  • Open road tolling — camera scans the plate, rental gets billed + adds a fee to you
  • "PlatePass" — Hertz adds +$5/day + tolls + admin fee

Your EZ Pass in Rental

You can take your tag to a rental car — but be careful:

  • You must register the rental plate in your EZ Pass account for the duration of the rental
  • Otherwise, the system will not link the tag to the car → violation

Multiple Cars — One Tag or Multiple Tags?

One Tag, Two Cars

  • Register BOTH license plates in one account
  • Transfer the tag between cars
  • Action: if a car WITHOUT a tag passes, BUT its plate is in your account → fee is automatically deducted

Two Tags (better)

  • One tag per car, both on one account
  • No need to transfer
  • Any household member can drive whenever they want
  • Maintenance fee may be per tag (NJ: $1/month × 2 = $2/month)

Common Mistakes

  1. Unfunded account → violation
  2. Expired credit card → you must update the replacement in EZ Pass
  3. Not updating plate when changing cars
  4. Tag in the wrong place (too low, on inverter, etc.) → not readable
  5. Choosing a state with the highest fees (MD instead of NY)
  6. Not reporting a lost tag — someone else may use it
  7. Not utilizing resident discount if you qualify
  8. Ignoring violation notices → suspension

Tips for New Immigrants

  • EZ Pass does NOT require an SSN in most states — you can set it up with a passport + ITIN
  • A Polish address is not enough — you must have a US address
  • Credit card required — debit is okay, but credit is better
  • Anonymous tag available in some states (you buy a tag with a pre-paid balance, without an account) — more expensive, but no background check

Official Links

Related: [[how-to-buy-a-car-in-usa-new-used-financing]] · [[car-insurance-in-usa-how-it-works-types-costs]] · [[traffic-ticket-in-usa-traffic-court-points]]

Official sources

Related topics:

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