Home, family and education
Renting and buying a home, family matters, children and school.
Topics in this section
Housing (11)
SCRIE and DRIE – How to Lower Rent for Seniors in New York?
Learn how the SCRIE and DRIE programs can assist seniors and individuals with disabilities in New York in reducing their rent. Understand the requirements, application process, and potential savings over the years.
How to Find Housing for Seniors in New York City?
Learn about the housing options available for seniors in New York City, including NYCHA senior buildings, Section 8 programs, Mitchell-Lama, and senior housing lotteries.
Buying an Apartment in Poland While Living in the USA – Power of Attorney, Financing, Taxes
Purchasing Polish real estate from the USA can be done through a power of attorney (PoA with apostille) or in person, with various financing options and tax implications to consider.
Selling Property in Poland While Living in the USA: Power of Attorney, Notary, Taxes
How to sell property in Poland from the USA: why the power of attorney must be a notarial deed, why a notary public with apostille is insufficient, the sales process and costs, PIT after 5 years (different for inheritance and gifts), housing relief for residents of the USA, and reporting to the IRS, FBAR, and Form 8938.
Buying a Home in the USA as a Polish Immigrant: Mortgage, Costs, and Step-by-Step Process
How to buy a home in the USA after arriving from Poland: who will get an FHA loan and who a conventional one (from May 25, 2025 FHA only for citizens and Green Card holders), how much cash is needed, money and gifts from Poland, pre-approval, offer, inspection, closing, and taxes after purchase.
Renting a Room Instead of an Apartment in the USA – Roommate, Sublease, How to Find (2026)
Renting an entire apartment in expensive cities (NYC, SF, Boston) can be impossible for a new immigrant; renting a room for $700-1500 is an alternative, with a complete guide on roommates vs sublease, where to search (Roomi, Polish community Facebook groups), agreements, housing scams, how to be a good roommate, and eviction risks.
FHA Loan in the USA 2026: Can a Pole Without Credit History Get a Loan?
An FHA loan is a government-insured mortgage with a down payment of 3.5% and a credit score starting from 500, available only to U.S. citizens and Green Card holders with an SSN from May 25, 2025; this article explains MIP, limits for 2026, loans without a credit score, and when a conventional loan may be better.
Mortgage in the USA – how it works, types of loans, costs, who can get it
Mortgage is an American home loan – a key tool for purchasing a home. A complete guide: types (Conventional, FHA, VA, USDA, Jumbo), 15 vs 30 years, fixed vs ARM, down payment (3-20%), PMI, closing costs (~3-6%), credit score requirements, how a Pole without credit history can apply, Polish mortgage brokers.
Eviction in the USA: Tenant Rights in New York, New Jersey, and Illinois
Is your landlord trying to evict you? Eviction in the USA always goes through the courts. We explain notices and timelines in New York (including Good Cause Eviction), New Jersey, and Illinois (Chicago), what landlords cannot do, how to defend yourself, and where to find free legal help.
Renting an Apartment in the USA Without a Credit Score: What Works, Documents, and Security Deposit Limits
How to rent an apartment in the USA without a credit history: what landlords check, guarantors, private owners, room rentals, documents, and explanation letters. Security deposit limits in NY, NJ, MA, MI, and Florida, rights after being denied due to a report (FTC), and signs of fraud.
How to Rent an Apartment in New York City Without a Credit Score
Specific strategies for new immigrants: guarantor, larger deposit, shared apartment, no-fee apartments – what works in 2026.