How to Open a Bank Account in the USA Without an SSN
Account without SSN — ITIN, PSFCU (Polish bank), Chase, BoA, Wells Fargo. Step by step with a passport.
Practical guides on "Immigration and paperwork". Plain language, with examples for the Polish community in the USA.
Account without SSN — ITIN, PSFCU (Polish bank), Chase, BoA, Wells Fargo. Step by step with a passport.
B-2/I-94 visa expiration — options: I-539 extension, status change, departure. Consequences of overstay (3 and 10-year bans).
Processing times for I-765 in 2026: asylum, AOS, OPT, H-4. How to check status, automatic 540-day extension.
Real pathways to obtaining permanent residency in the USA in 2026: family, work, DV lottery, and more — costs, timelines, forms.
Do you need a B1/B2 visa or is ESTA sufficient? Procedure, costs, DS-160 form, and what to do in case of denial.
$10,000 is the threshold for the ENTIRE family/group traveling together, not a limit per person. How to file FinCEN Form 105, why splitting the amount is a crime, and how to protect legal money.
A U.S. citizen can sponsor parents for a Green Card without a visa queue, including details on Form I-130, costs, processing time (12-18 months), required documents, and the consular path versus adjustment of status.
Planning a trip and want to transport a large sum of money? Learn how to do it legally to avoid issues at the border with these best practices regarding transfers, traveler's checks, and documentation.
Test civics na naturalizację to 10 z 100 pytań — minimum 6 poprawnych. Dedykowany przewodnik nauki: pełna lista 100 pytań USCIS + odpowiedzi, materiały (PDF po polsku, aplikacje, audio), taktyki testu (które pytania mają zmienne odpowiedzi), age exemptions, jak ćwiczyć z native English speakerem.
Green Card through marriage to a U.S. citizen after you are married (different from K-1). I-130 + I-485 (in the U.S.) or CR-1/IR-1 through the consulate. Costs, timeline, documents, removing conditions I-751.
PESEL (Universal Electronic System for Registration of the Population) is an 11-digit number identifying every Polish citizen, required for various official matters, and can be applied for by Polonia born abroad or without a PESEL at the Polish consulate in the USA.
Learn how to identify fake immigration lawyers and avoid scams related to documents and Green Cards, including how to verify lawyers and report abuses.
Learn how civil asset forfeiture laws work in the USA, the differences between civil and criminal forfeiture, and how you can defend against unjust property seizure.
An apostille is an international certification of documents; learn how to obtain it in Poland (Ministry of Foreign Affairs, Ministry of Education, Ministry of Justice) and in the USA (Secretary of State of the state), including time, costs, where to apply, and when it is needed.
Poland joined the Visa Waiver Program — since 2019, Poles can travel to the USA on ESTA without a visa. Full comparison: ESTA (90 days, $21, online, 72h) vs B-2 visa (180 days, $185, interview, months). When ESTA is sufficient, when a visa is needed, who CANNOT use ESTA, how to apply, common denials.
Checking the status of a USCIS application: receipt number, online case status, myUSCIS account, email alerts, InfoPass, when to file a Congressional inquiry or Ombudsman.
Polish citizens in the USA can vote in Polish elections (Presidential, Parliamentary, Senate, European Parliament, referendums) only IN PERSON at the Polish consulate or embassy; mail-in voting from the USA is NOT available (it was abolished in 2023 for most voters abroad).
Profil zaufany (epuap) to cyfrowy klucz do polskich e-usług państwowych — wymagany do większości online spraw urzędowych (US-Skarbowy, ZUS, Urząd Gminy, sądy, NFZ). Z zagranicy 3 główne metody założenia: (1) przez polski bank online jeśli masz konto (najszybsza, 5-10 min), (2) przez aplikację mObywatel z polskim dowodem osobistym (online, ~15 min), (3) osobiście w polskim konsulacie w USA (wizyta, free). Wymagania: PESEL, polski paszport lub dowód osobisty, polski numer telefonu lub adres email. Po założeniu — ważny bezterminowo (with periodic security extension). Daje dostęp do: ePUAP, IKP (zdrowotne), e-Urząd Skarbowy, ZUS PUE, Krajowa Administracja Skarbowa, Urząd Stanu Cywilnego online, eRecepta. Kluczowe dla polskiego biznesu z USA — bez profilu zaufanego prawie nic online nie zrobisz.
A Polish passport can only be renewed in the USA through the consulate — NOT through the embassy in Warsaw or online.
TSA, DEA, policja stanowa mogą zająć Twoją legalną gotówkę bez zarzutów karnych. Co mówić, czego nie podpisywać (Disclaimer of Interest), jak złożyć Judicial Claim, jak chronić pieniądze przed zajęciem.
Planning a trip to the U.S. and wondering how much cash you can take with you? Learn about the rules regarding cash transportation and the potential consequences of improper reporting.
Learn whether TSA has the right to search cash during security checks and what your rights are as a traveler, including procedures and what to do in case of confrontation.
The most common myth in the Polish community: each child has their own $10,000 limit. FALSE — the limit applies to the entire family collectively. What CBP says, why splitting is structuring (up to 5 years in prison).
Podróżowanie z dużą ilością gotówki może budzić niepokój. Dowiedz się, jak przygotować odpowiednią dokumentację, unikać podejrzeń oraz co mówić (a czego unikać) w kontaktach z funkcjonariuszami.