How to spot a scam, protect your accounts and data, and what to do when something has already happened.
14 days to withdraw and its exceptions, complaints regarding non-compliance with the contract, lack of universal return rights in the USA, and the FTC's 30-day rule, along with customs on small packages after 2025 and 2026, as well as purchases by the Polish diaspora in Polish stores.
What to do in the first minutes, hour, and day after paying a fraudulent store, which payment methods offer a chance for a refund, how chargeback works, what the bank is not obligated to return, and where to report fraud in Poland and the USA.
How to distinguish a legitimate fundraiser from a scam. Checking in KRS, on public fundraising portals, in the OPP register, and using the IRS tool. Safe payment methods and what to do after donating to a fake fundraiser.
How many characters a password should have according to NIST and CERT Polska, why periodic password changes are harmful, how a password manager works, which second factor is resistant to phishing, and what passkeys really are, with instructions for Google, Apple, Microsoft, Facebook, WhatsApp, and banks.
Clone of a well-known brand, one-time store, Facebook advertisement. How to check a seller in Poland and the USA in a few minutes: phone, registries, VAT white list, domain age, reviews, and trust seals. Plus, rules for safe shopping on OLX, Vinted, Allegro, and Marketplace.
Someone took over your email, Facebook, or Instagram? Step-by-step plan: first 5 minutes, 15 minutes, hour, and 24 hours. Recovery for Google, Microsoft, Meta, WhatsApp, and Apple, protection against SIM swap, reports in Poland and the USA.
A voice on the phone sounds like a grandchild, but it's a scammer. Learn how voice cloning and deepfake work, how to verify the caller, family passwords, a guide for seniors on the phone, and where to report scams in Poland and the USA.
Fake recruiters, work for likes, checks to be sent back, packages to be repackaged. Check warning signs, verify the company in Poland and the USA, and learn where to report fraud.
A hotel photo, boarding pass, and tagged location are enough to prepare a credible message 'from the bank.' This article explains how OSINT and spear phishing work, how to remove location data from photos, and what steps to take if you receive a suspicious call from your bank, PESEL, CERT 8080, FTC, or IC3.