How to spot a scam, protect your accounts and data, and what to do when something has already happened.
Clone of a well-known brand, one-time store, Facebook advertisement. How to check a seller in Poland and the USA in a few minutes: phone, registries, VAT white list, domain age, reviews, and trust seals. Plus, rules for safe shopping on OLX, Vinted, Allegro, and Marketplace.
Fake recruiters, work for likes, checks to be sent back, packages to be repackaged. Check warning signs, verify the company in Poland and the USA, and learn where to report fraud.
How to distinguish a legitimate fundraiser from a scam. Checking in KRS, on public fundraising portals, in the OPP register, and using the IRS tool. Safe payment methods and what to do after donating to a fake fundraiser.
A voice on the phone sounds like a grandchild, but it's a scammer. Learn how voice cloning and deepfake work, how to verify the caller, family passwords, a guide for seniors on the phone, and where to report scams in Poland and the USA.
How much does it really cost to transfer money from the USA to Poland, where hidden fees lie, what rights US remittance law provides, what protects the recipient in Poland, and how to recognize a scammer asking for a transfer.
Someone took over your email, Facebook, or Instagram? Step-by-step plan: first 5 minutes, 15 minutes, hour, and 24 hours. Recovery for Google, Microsoft, Meta, WhatsApp, and Apple, protection against SIM swap, reports in Poland and the USA.
14 days to withdraw and its exceptions, complaints regarding non-compliance with the contract, lack of universal return rights in the USA, and the FTC's 30-day rule, along with customs on small packages after 2025 and 2026, as well as purchases by the Polish diaspora in Polish stores.
What to do in the first minutes, hour, and day after paying a fraudulent store, which payment methods offer a chance for a refund, how chargeback works, what the bank is not obligated to return, and where to report fraud in Poland and the USA.
How to distinguish a legitimate fundraiser from a scam. Checking in KRS, on public fundraising portals, in the OPP register, and using the IRS tool. Safe payment methods and what to do after donating to a fake fundraiser.
How many characters a password should have according to NIST and CERT Polska, why periodic password changes are harmful, how a password manager works, which second factor is resistant to phishing, and what passkeys really are, with instructions for Google, Apple, Microsoft, Facebook, WhatsApp, and banks.
How much does it really cost to transfer money from the USA to Poland, where hidden fees lie, what rights US remittance law provides, what protects the recipient in Poland, and how to recognize a scammer asking for a transfer.
Clone of a well-known brand, one-time store, Facebook advertisement. How to check a seller in Poland and the USA in a few minutes: phone, registries, VAT white list, domain age, reviews, and trust seals. Plus, rules for safe shopping on OLX, Vinted, Allegro, and Marketplace.
Someone took over your email, Facebook, or Instagram? Step-by-step plan: first 5 minutes, 15 minutes, hour, and 24 hours. Recovery for Google, Microsoft, Meta, WhatsApp, and Apple, protection against SIM swap, reports in Poland and the USA.
A voice on the phone sounds like a grandchild, but it's a scammer. Learn how voice cloning and deepfake work, how to verify the caller, family passwords, a guide for seniors on the phone, and where to report scams in Poland and the USA.
Fake recruiters, work for likes, checks to be sent back, packages to be repackaged. Check warning signs, verify the company in Poland and the USA, and learn where to report fraud.
A hotel photo, boarding pass, and tagged location are enough to prepare a credible message 'from the bank.' This article explains how OSINT and spear phishing work, how to remove location data from photos, and what steps to take if you receive a suspicious call from your bank, PESEL, CERT 8080, FTC, or IC3.
Learn how card skimming thieves operate, the methods they use, and how you can protect yourself from data theft; understanding the threats is the first step to safer card usage.
Learn how to effectively freeze your credit report with the three major credit bureaus in the USA, making identity theft protection easier than ever!
Identity theft is a serious issue that can affect anyone; learn how to respond if someone uses your SSN to secure your finances and regain control over your identity.
Learn how to quickly and effectively respond if your bank account has been hacked; this step-by-step guide will help you secure your finances and regain control.
A window displaying a 'Microsoft technical support' number is always a scam; we explain the Phantom Hacker scheme, refund scams, cash and gold couriers, and the step-by-step actions to take if someone gained remote access to your computer or if money has already been sent.
What families can do in advance: conversation and simple rules, a trusted person for the account (FINRA 4512), reasonable power of attorney, call blocking, credit freeze, along with warning signs, action plan in case of suspected fraud, and where to report it.
No legitimate entity asks for payment via gift cards; learn about scams involving Apple and prepaid cards, why criminals favor them, and what to do immediately if you've shared a code: contact the card issuer, keep the card and receipt, report to the FTC.
An SMS about an 'unpaid toll' with a payment link is a widespread scam warned against by the FBI, FTC, and toll agencies; this article explains how real toll bills are issued, how to identify a fake, where to check your balance, and what to do if you've already clicked or paid.
USPS-related SMS scams are one of the most common forms of phishing in the USA; learn how to identify fake messages, secure your data, and safely verify package statuses.
How to identify fake emails and SMS in the USA: signals according to the FTC and CISA, reading website addresses, typical SMS about packages, toll fees, and bank alerts, QR codes. A flowchart on what to do after clicking and where to report: reportphishing@apwg.org, 7726, ReportFraud.ftc.gov, IC3.
Learn how to identify rental scams in the USA, recognize fake listings, deposit traps, and other threats to protect your money.
Scams involving fake employers are becoming increasingly common, especially among new immigrants. Learn how to recognize and avoid traps related to fake job offers and what to do in case of a scam.
Learn how to identify fake immigration lawyers and avoid scams related to documents and Green Cards, including how to verify lawyers and report abuses.
Learn how Ponzi schemes and pyramids operate and discover the warning signs that can help you avoid financial fraud, especially within immigrant communities.