Where and How to Obtain an SSN (Social Security Number) in the USA
The Social Security Number (SSN) is a required document for legal work, bank account opening, tax filing, and many other formalities in the USA.
Guides for the Polish Diaspora
Guides, how-tos and resources for Poles abroad: documents, work, offices, pensions, healthcare.
🤖 AI Guide
Tips, prompts and tutorials about artificial intelligence – ChatGPT and other AI tools.
Open AI GuideFeatured guides
Trust in the USA – Living Trust, Revocable vs Irrevocable, how to establish
Trust in the USA – what it is, asset protection, avoiding probate, state differences (CA vs NY vs FL), Revocable vs Irrevocable, costs.
Pension Transfer Poland ↔ USA – Totalization Agreement
Working in both PL and the USA provides pension benefits from both countries – the social security agreement from 2009, SSA forms.
401(k) vs IRA – how to save for retirement in the USA
A comparison of retirement accounts: employee 401(k), Traditional/Roth IRA, limits for 2026, employer match, and how to choose.
How to Open an LLC in the USA – Step-by-Step Guide
Choosing a state, filing the Articles of Organization, obtaining an EIN, setting up a business account – and how much it all costs in 2026.
How to Get a Green Card in 2026 – A Guide for Poles
Real pathways to obtaining permanent residency in the USA in 2026: family, work, DV lottery, and more – costs, timelines, forms.
All guides (270)
Ponzi scheme – how it works and how to recognize fraud
Learn how Ponzi schemes and pyramids operate and discover the warning signs that can help you avoid financial fraud, especially within immigrant communities.
How to Check if Your Financial Advisor is Legitimate?
Before entrusting your money to a financial advisor, ensure they are legitimate by using tools like FINRA BrokerCheck and SEC Investment Adviser Public Disclosure to verify their credibility.
Investment Groups on WhatsApp – Why They Are Often Scams?
Learn how to recognize fake investment groups on WhatsApp that use manipulated screenshots and false analyses to deceive investors. Protect your finances from scammers!
Crypto Scams – What to Watch Out for Before You Invest?
Investing in cryptocurrencies can be risky, especially in light of numerous scams; learn how to recognize traps such as 'pig butchering' scams and fake investment platforms.
How to Recognize Voice Scams – AI Impersonates Your Family
Voice scams are becoming increasingly common, with AI technology enabling scammers to clone the voices of loved ones; learn how to defend against these threats and what steps to take to protect your finances.
Grandparent and Family Scam – How to Defend Against New Scammer Methods?
Grandparent and family scams are becoming increasingly sophisticated; learn how to recognize new methods used by scammers who exploit technology to deceive elderly individuals, including Polish immigrants in the USA.
Zelle scam – why banks often do not refund money?
Understand how Zelle scams work and why banks rarely refund victims' money. Learn how scammers manipulate victims into voluntarily sending money.
Facebook Marketplace scams – how to avoid losing money
Learn how to avoid scams on Facebook Marketplace by understanding common scams such as fake deposits, shipping scams, and more to protect your money.
How to Recognize Scammers Impersonating the Social Security Administration?
Learn how to identify scammers impersonating Social Security Administration employees, recognize warning signs, and protect yourself from phone scams.
The Biggest Scams Targeting the Polish Community in the USA: How to Protect Yourself?
Learn about the scams that most often affect the Polish community in the USA. Read our guide to avoid traps related to fake immigration services, investment market fraud, and other threats.
How to Avoid Losing Money on Fake Investments?
Learn how to protect your finances from investment fraud with a practical checklist to help you verify investments and avoid losses.
Guaranteed Returns – The Biggest Red Flag in Investments
Learn why promises of guaranteed returns are often scams, understand SEC regulations, and pay attention to common phrases that may warn you of financial fraud.
IRS Scam Calls – How to Recognize Scams?
Learn how to recognize scams related to calls from the IRS and understand the rules of contacting the IRS to avoid traps and report suspicious activities.
How to Recognize Phone Scams Impersonating Social Security?
Learn how to identify phone scams impersonating Social Security, understand the scammers' techniques, and how to protect yourself from their threats.
How to Avoid Medicare Scams: A Guide for the Polish Community
Medicare scams are becoming increasingly common. Learn how to recognize and avoid the most frequent traps, such as Medicare card phishing, fake medical equipment offers, and dishonest agent practices.
FINRA BrokerCheck – How to Use the Broker Checking Tool
Learn how to effectively use FINRA BrokerCheck to verify the credibility of brokers and investment firms, with a step-by-step guide to help you avoid scams and make informed financial decisions.
How to Check if a Financial Advisor is Legitimate?
Learn how to step-by-step verify the legitimacy of a financial advisor in the USA by checking their licenses, complaint history, and qualifications to make an informed decision.
How to Identify Fake Financial Advisors? Red Flags to Watch Out For
Are you wondering how to avoid being scammed by fake financial advisors? Read our guide to learn about the red flags that may indicate dishonest practices.
Ponzi Schemes in the USA – What to Watch Out For?
Learn how Ponzi schemes operate, their characteristic features, and how to protect yourself from them, along with historical examples and warning signs that can help avoid fraud.
Romance scam – how older adults lose their life savings
Romance scams pose a serious threat to older adults who may lose their savings; learn how to recognize scammers and what steps to take to protect yourself.
Warning Against Cryptocurrency Scams on WhatsApp for the Polish Diaspora
Learn how to avoid cryptocurrency scams on WhatsApp that can lead to the loss of savings, and understand the 'pig butchering' mechanism to avoid falling for fake investment platforms.
Facebook Investment Scams – How They Work and How to Protect Yourself
Discover how Facebook investment scams operate, including fake celebrity endorsements and 'exclusive trading groups'. Learn how to recognize and report them.
The Biggest Investment Scams Targeting Seniors – How to Protect Yourself?
Learn about the investment scams that most often affect seniors in the USA, the methods used by scammers, and how to defend against them.
Earning from Covered Calls – Risks and Realities
Learn how ETF funds with a covered call strategy work, their risks, and potential returns, and understand if this strategy is suitable for you as a retiree.
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